Modirum is a software and consulting company specializing in secure authentication software products, card payment solutions, consulting and SaaS hosted processing services. The company was founded in 1998 in Finland and has clients in over 30 countries, including banks and card processors. Modirum has extensive experience in defining, developing and implementing user authentication and identity verification solutions for all environments and client needs. The flexibility in the architecture and design of Modirum products ensures that any new authentication methods and schemes can be easily integrated and supported. Modirum’s MDPay ACS (automated collection system) software platform integrates with Thales Luna SA and ProtectServer Hardware Security Modules (HSMs) to provide additional security for its 3D-Secure and Chip Authentication Program (CAP) solutions.
Modirum’s MDPay ACS software platform integrates with Thales Luna SA and ProtectServer Hardware Security Modules (HSMs) to provide additional security for their 3D-Secure and Chip Authentication Program (CAP) solutions.
The MDpay ACS software platform was the one of first products to be named compliant with the 3-D Secure protocol by Visa and is among the most mature 3D-Secure products on the market. As such, Modirum has been involved with the Visa 3-D Secure protocol since its launch amid the first European implementations. Modirum MDpay ACS continues performance leadership and for enhanced security, Modirum relies on Thales Luna SA and ProtectServer HSMs.
Luna SA provides cryptographic security that can safeguard financial processes and transactions, such as digital signatures, transactional acceleration, certificate, code and document signing, hardware key storage, data encryption, and more. Thales ProtectServer is a FIPS 140-2 level 3-validated, PCI-compliant expansion card that provides crypto management and security that safeguards digital keys against physical attacks and data theft.