An Orchestration Layer for Payment Security
BCSS, powered by Prime Factors, is a middleware that delivers out-of-the-box functionality required by payment card applications to enforce security and meet industry and regulatory compliance.
Make Money
by building compliant payment applications in
a fraction of the time
Save Money
for less than it would cost to build yourself
Reduce Risk
with a solution that has stood the test of PCI auditors for decades
Simplify Payment Security
Enforce controls, reduce complexity, and accelerate application delivery
Build Faster
Security infrastructure your programmers won’t need to design, develop, or maintain themselves.
Stay Audit Ready
Reduce risk and enforce compliance with security controls that have stood the test of PCI auditors for decades.
Adapt to Change
Easily adapt to regulatory changes and hardware upgrades without complex and costly application re-development.
Trusted Globally
Leverage a payment security foundation trusted by global financial institutions, supporting high-volume transaction environments with consistent, validated controls.
Seamless HSM Integration
Extend hardware-rooted trust from Thales payShield HSMs into application environments, simplifying integration with a high-level API.
Deploy Anywhere
Deploy across on-premises, cloud, or hybrid environments, including payShield Cloud HSM service, making it easier to migrate payments to the cloud with configurable load balancing and redundancy.
BCSS simplifies everything
out of the box
Payment security is complex, fragmented, and difficult to scale. BCSS simplifies how payment security is implemented, enforced, and managed, helping organizations reduce risk, accelerate payment application development, and maintain continuous compliance without increasing operational burden.
Secure and organize payment keys and certificates with a centrally managed key repository across all of your payment security infrastructure.
Integrate with payShield HSMs using a high-level API that can leverage hundreds of pre-built workflows specially designed for payment card security.
Enforce security and permissions with granular role-based access controls with built-in separations of duties that can enforce things like key quorums or dual control.
Govern payment key lifecycle management with integrated key controls. Define key hierarchies, set expiry and rotation policies, and control access at a granular level.
Capture every administrative action and cryptographic operation with forensic-level, tamper-proof audit logs and reporting that integrate directly with existing SIEM tools via Syslog.
Simplify configuration and administrative changes without developer involvement. Policy changes and configuration updates are applied without redeploying applications.
Distribute workloads across multiple payShield HSMs on-premises or in the cloud using configurable load balancing and automated failover.
BCSS Impact by the Numbers
Cost Savings
75 %
reduction in development costs
Launch Speed
12 Days
to launch production after a failed PCI audit
Time Savings
80 %
reduction in development timeline
Explore BCSS resources
Bank Card Security System (BCSS)
BCSS eliminates complex payment security activities, simplifies audit compliance, and supports the latest regulatory requirements.
Leveraging Prime Factors BCSS and Thales payShield for Faster Time to Market, Lower Costs, and Reduced Risk
Learn how Prime Factors BCSS and Thales payShield 10K simplify payment card security, accelerate time to market, reduce PCI risk, and lower development and compliance costs.
Recommended resources
Frequently asked questions
BCSS enforces controls aligned with PCI DSS and PCI PIN requirements through built-in key management, access controls, and audit logging and reporting. It stays current with the latest requirements, helping organizations maintain continuous compliance and reduce the effort required to meet regulatory and auditor expectations.
Centralized key management ensures consistent control, visibility, and governance over sensitive cryptographic keys used in payment processing. By simplifying how keys are generated, stored, and used, organizations can reduce risk, enforce controls, simplify audits, and maintain compliance across distributed payment systems.
Scaling payment security across applications requires consistent controls, centralized key management, and standardized workflows, a process that demands significant time and cost. BCSS eliminates that complexity by acting as a control layer with out-of-the-box payment security functionality, allowing organizations to expand payment services across distributed environments with lower costs and less risk.
BCSS supports both on-premises and cloud deployments, enabling consistent payment security across hybrid environments. With configurable load balancing across HSMs and built-in redundancy, organizations can extend secure payment processing into modern architectures while maintaining control, compliance, and visibility.