Bank Card Security System (BCSS)

Build secure payment applications faster while saving money and reducing risk

A Control Layer for Payment Security

BCSS is a middleware that delivers the building blocks to simplify the development and management of payment application security. It reduces complex cryptographic operations, simplifies payment key lifecycle management, and improves visibility and compliance with access controls and audit logging. It integrates seamlessly with Thales payShield HSMs to extend hardware-rooted trust into application workflows across on-premises and cloud deployments.

A Control Layer for Payment Security

Deliver Consistent, Controlled Payment Security

Enforce policy, reduce complexity, and accelerate secure application delivery

Centralized Control

Standardize how payment security is implemented across applications. BCSS centralizes key management, access controls, and policy enforcement to ensure consistent protection across environments.

Accelerated Delivery

Enable faster development of secure payment applications with pre-integrated security services and built-in workflows, eliminating the need to develop cryptographic processes from scratch.

Reduced Operational Risk

Minimize errors and security gaps by standardizing cryptographic operations and enforcing strong governance, separation of duties, and controlled access across payment systems.

Proven at Scale

Leverage a payment security foundation trusted by global financial institutions, supporting high-volume transaction environments with consistent, validated controls.

Seamless HSM Integration

Extend hardware-rooted trust from Thales payShield HSMs into application environments, simplifying integration with a high-level API while maintaining strong cryptographic assurance.

Flexible Deployment

Deploy across on-premises, cloud, or hybrid environments, including payShield Cloud HSM service, making it easier to migrate payments to the cloud with configurable load balancing and redundancy.

BCSS simplifies everything
out-of-the-box

Payment application security is complex, fragmented, and difficult to scale. BCSS transforms this model by streamlining how security is implemented, enforced, and managed across environments. By centralizing control and embedding proven security processes, organizations can reduce risk, accelerate development, and maintain continuous compliance without increasing operational burden.

BCSS diagram

    Secure and Organize Payment Keys and Certificates

    Integrate to payShield HSMs with a High-Level API with Pre-Built Secure Workflows

    Enforce Security and Permissions with Granular Separations of Duties

    Govern Payment Key Lifecycle Management with Integrated Key Controls

    Forensic-Level, Tamper-proof Logs and Reporting with Syslog Integration

    Simplify Configuration and Administrative Changes Without Developers

    Configure Robust Transaction Load Balancing Across HSMs On-Premises or in the Cloud

    Explore BCSS resources

    Bank Card Security System (BCSS)

    HSM PayShield 10k for BCSS, eliminates complex in-house security activities, simplifies audit compliance, and supports the latest payment applications

    Get the Solution Brief

    Leveraging Prime Factors BCSS and Thales payShield for Faster Time to Market, Lower Costs, and Reduced Risk

    Learn how Prime Factors BCSS and Thales payShield 10K simplify payment card security, accelerate time to market, reduce PCI risk, and lower development and compliance costs.

    Get the Business Brief

    Start Building Secure Payment Applications

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    Frequently asked questions

      BCSS enforces controls aligned with PCI DSS requirements through built-in key management, access policies, and audit logging and reporting, helping organizations maintain continuous compliance and reduce the effort required to meet regulatory and auditor expectations.

      Centralized key management ensures consistent control, visibility, and governance over sensitive cryptographic keys used in payment processing. By standardizing how keys are generated, stored, and used, organizations can reduce risk, enforce policy, simplify audits, and maintain compliance across distributed payment systems.

      Scaling payment security across applications requires consistent controls, centralized key management, and standardized workflows. BCSS enables this by acting as a control layer that enforces uniform security policies and processes, allowing organizations to expand payment services without introducing inconsistencies or additional risk.

      BCSS supports both on-premises and cloud deployments, enabling consistent payment security across hybrid environments. With configurable load balancing across HSMs and built-in redundancy, organizations can extend secure payment processing into modern architectures while maintaining control, compliance, and visibility.