Payment HSMs

What Payment HSMs Do

Thales Payment HSMs and management tools provide flexible, efficient transaction security for retail payment processing environments, internet payment applications, and web-based PIN delivery. Ensuring the security of consumer data is essential to the integrity of intra-bank network payments, ACH transfers, check clearing, mobile payments, and credit card transactions. In addition to meeting today’s government and industry regulations and standards, Thales Payment HSM solutions are designed to anticipate tomorrow’s.

The Most Popular Use Cases

For more than 30 years, Thales payment HSMs have been involved in a wide range of applications. The main role of a payment HSM is to protect cryptographic keys and sensitive data in a highly secure manner such that the integrity of two fundamental processes is maintained:

1. Equipping consumers to make payments

• Dealing with the complexity of EMV chip cards or mobile-based applications
• Keeping control of critical user credential assets
• Maintaining a high level of security (to avoid counterfeiting or rogue payment instruments)

2. Facilitating a secure payments process

• Being able to scale quickly to handle higher transaction volumes
• Ensuring that sensitive data is protected at all times
• Facilitating transactions originating from a diverse range of payment instruments (with more and more no longer under bank control).