The PCI HSM specification defines a set of logical and physical security compliance standards for HSMs specifically for the payments industry. Compliance certification depends on meeting those standards.
The payShield 9000 HSM from Thales was one of the first HSMs to be successfully validated against the PCI HSM standard, including fundamental requirements for payment processes, including:
HSMs play a critical role in securing payment transactions, so it is essential that the HSMs themselves are kept secure throughout their lifecycle—from manufacturing and shipment to operation and decommissioning. The PCI HSM compliance certification standard provides HSM vendors with a strict set of security requirements and a rigorous process for having platforms assessed against these requirements.
PCI HSM compliance certification is increasingly becoming a fundamental requirement for various payment processes, including PIN processing, card verification, card production, ATM interchange, cash-card reloading and key generation.
The payShield 10K HSM has feature-rich software certified to the PCI HSM standard. It addresses all the processes below and more.
To be PCI HSM compliant, a platform must address the following physical security requirements:
HSM software, configuration and management must address the following logical security requirements:
The HSM vendor is required to provide evidence to the PCI HSM evaluation team that effective processes are in place to ensure that the HSM is secured at all times, from the time of manufacture to packaging and shipment to the end user.
Perhaps the most comprehensive data privacy standard to date, GDPR affects any organisation that processes the personal data of EU citizens - regardless of where the organisation is headquartered.
Any organisation that plays a role in processing credit and debit card payments must comply with the strict PCI DSS compliance requirements for the processing, storage and transmission of account data.
Data breach notification requirements following loss of personal information have been enacted by nations around the globe. They vary by jurisdiction but almost universally include a “safe harbour” clause.