HPS is a leading payment software company providing electronic payment solutions for financial institutions, processors, and national switches all around the world. Through the PowerCARD suite of solutions used by more than 350 issuers, acquirers and national switches, HPS processes a variety of card type (credit, debit, Islamic, prepaid, loyalty, corporate and fuel) via multiple channel (ATM, POS, internet and mobile) for many kinds of merchants. HPS operates in over 85 countries in five continents and counts among its clients several top 100 financial institutions worldwide. HPS PowerCARD integrates with Thales payShield HSMs to support the cryptographic requirements for card issuance, mobile payments (including HCE), PIN management, Authorization, and 3-D Secure applications. Headquarters: Casablanca, Morocco