Hightech Payment Systems (HPS) is a leading payment software company providing electronic payment solutions for financial institutions, processors, and national switches around the world. Through their all-in-one platform used by more than 320 issuers, acquirers and national switches, they process any card type (credit, debit, prepaid, loyalty, corporate and fuel) via any channel (ATM, POS, internet and mobile) for any kind of merchant. HPS Worldwide partners with Thales Luna Payment HSM to provide users with a secure EFT payments solution.
HPS specializes in cards and payments software and PowerCARD, their flagship electronic payment solution, currently serves over 300 financial institution clients in some 70 countries across all 5 continents. As a single piece of software, PowerCARD covers the entire payments value chain of Issuing, Acquiring and Switching in one software solution. To further secure cards and payment transaction environments, HPS Worldwide incorporates Luna Payment HSM to bring additional security to electronic funds transfers (EFT) and payment processing.
HPS PowerCARD offers merchants a management platform with complete services for card issuance, point-of-sale (POS) transactions, online payments, mobile payment processes and more. Bringing an additional layer of security to these processes, Luna Payment HSM is a network-attached Hardware Security Module designed for retail payment system processing environments for credit, debit, e-purse and chip cards, as well as Internet payment applications. It offers secure PIN and card processing, message authentication, comprehensive key management and general-purpose cryptographic processing.