OpenWay Group is a card management, channel banking and transaction switching software vendor. OpenWay’s WAY4 Card Issuing and Merchant Acquiring, Personalised Channel Banking, Loan Management, Payment Switch/Hub, Behaviour Loyalty and other customer-centric software solutions successfully operate at more than 100 banks, processing and telecom companies in Europe, Asia, North America, the Middle East and Africa. OpenWay’s WAY4 processing platform relies on the cryptographic security provided by Thales payShield 10k HSMs in many ways. This includes card personalisation, PIN generation, ATM and POS key management, classic card-present operations, OTP authentication for web-banking, GPRS mobile banking and 3-D Secure e-commerce transactions. When even higher processing performance is required, OpenWay’s largest clients may use multiple load-balanced Thales payShield HSMs. Headquarters: Mont-Saint-Guibert, Belgium