Visa’s Data Secure Platform (DSP) is a suite of hardware, and point-to point encryption (P2PE) and format-preserving tokenization software designed to help merchants secure sensitive account holder data as it travels between financial services and credit card companies. Visa’s DSP solution standardizes security for all participants across the payment chain yet also offers customers the flexibility to choose between standard or format-preserving encryption. In addition to encryption, customers can use DSP’s tokenization as an alternative; tokenization can limit the scope of their compliance while providing the added benefit of tracking sales data across retail locations.
Thales Luna Payment Hardware Security Module (HSM) is a PCI-HSM 2.0 validated network-attached appliance that integrates with Visa DSP to secure the encryption keys and certificates used in protecting customer cardholder data by protecting them out of harm’s way behind physical and logical barriers. Luna Payment HSMs by Thales are designed for retail payment system processing environments for credit, debit, e-purse and chip cards, as well as internet payment applications. It offers secure PIN and card processing, message authentication, comprehensive key management and general-purpose cryptographic processing. Tamper-evident seals, intrusion detection switches, and shielded connectors designed into Luna Payment HSM minimizes exposure to direct physical attacks.