Protecting payment transaction data in motion
P2PE is deployed to protect vulnerable zones or segments in the payments infrastructure. In point of sale (POS) environments, it protects data from the point of capture in the merchant environment to the next point of processing which is normally a payment gateway or acquirer. Traditional POS systems are increasingly adopting P2PE to avoid vulnerabilities relating to the cleartext transmission of magnetic stripe and chip card track data. Mobile point-of-sale (mPOS) solutions inherently deploy P2PE because they involve untrusted devices (mobile phones or tablets) and untrusted networks (the internet) and the risk of mobile malware having access to cleartext account data is unacceptably high.
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