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August 21, 2009
SEPA - 2011 DDA Deadline

As EMV has been rolled out across Europe, issuers have faced a choice between static data authentication and dynamic data authentication, or SDA and DDA. Many banks, especially…

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Should security be a concern for contactless?
August 18, 2009
Should Security Be A Concern For Contactless?

Although fraud remains a concern in all payment channels, contactless payments should be viewed as robust from a security point of view. The industry has been careful to add…

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EMV – Compliance Or Business Opportunity?
August 9, 2009
EMV – Compliance Or Business Opportunity?

The advanced EMV implementations in Saudi Arabia, Kuwait and the UAE are not typical of the region. Generally speaking, banks in other Middle East countries have been slower to…

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Card Or Mobile – Which Will Win?
July 29, 2009
Card Or Mobile – Which Will Win?

It’s clear that the roll-out of contactless is acting as a driver for payments made via mobile phone handsets. Although the majority of contactless roll-outs to date have been…

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Ensuring The Payment Infrastructure Can Manage
July 24, 2009
Ensuring The Payment Infrastructure Can Manage

If contactless payments take off as expected and replace even a small percentage of cash payments worldwide, card transaction volumes are likely to increase dramatically. From…

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Rolling Out Two-factor Authentication
July 2, 2009
Rolling Out Two-factor Authentication

Many UK banks have already addressed one area of weakness in online transactions – online banking. The introduction of smart card or CAP readers to provide two-factor…

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