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Cheques Are On The Way Out, So What’s The Alternative?
December 16, 2009
Cheques Are On The Way Out, So What’s The Alternative?

Today the Payments Council has announced the target deadline of October 2018 for the end of cheques as a form of payment in the UK. For banks, this is welcome news. Cheques are…

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2009 Sees Good And Bad News In Face To Face Payment Security
December 9, 2009
2009 Sees Good And Bad News In Face To Face Payment Security

With the year nearly over, I find myself mulling over some of the main trends of 2009, one of which is the significant decline in UK face-to-face payments fraud. This trend can…

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The Chicken And Egg Of Contactless Payments
November 23, 2009
The Chicken And Egg Of Contactless Payments

When Alexander Graham Bell patented the telephone in 1876, I wonder whether he realised the impact this new technology would come to have on people’s lives. Use of this new…

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How To Cut US Merchants’ Card Fraud Costs By $50 Billion
November 13, 2009
How To Cut US Merchants’ Card Fraud Costs By $50 Billion

Two news items came out this week that caught my attention and got me thinking. The first was a report from LexisNexis - the…

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PCI DSS Version 1.2 – A Short Overview
November 10, 2009
PCI DSS Version 1.2 – A Short Overview

We have discussed PCI DSS a lot lately and thought it might be useful to have a condensed version of the requirements here. So, in short and as described on the Payments…

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Tokenization: The New Kid On The Block
November 6, 2009
Tokenization: The New Kid On The Block

At the RSA Europe Conference in October, there was a significant amount of buzz around tokenization. Tokenization is increasingly on the agenda as one way to help secure data,…

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