banner

What Are the Core Requirements of PCI DSS?

What Are the Core Requirements of PCI DSS?

The PCI DSS consists of 12 published requirements, which in turn contain multiple sub-requirements. The 12 PCI DSS compliance requirements are organized in six groups as shown in the table below:

PCI DSS Compliance Requirements

GroupRequirements

Build and Maintain a Secure NetworkRequirement 1: Install and maintain a firewall configuration to protect cardholder data.

Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters.

Protect Cardholder DataRequirement 3: Protect stored cardholder data.

Requirement 4: Encrypt transmission of cardholder data across open, public networks.

Maintain a Vulnerability Management ProgramRequirement 5: Protect all systems against malware and regularly update antivirus software or programs.

Requirement 6: Develop and maintain secure systems and applications.

Implement Strong Access Control MeasuresRequirement 7: Restrict access to cardholder data by business need to know.

Requirement 8: Identify and authenticate access to system components.

Requirement 9: Restrict physical access to cardholder data.

Regularly Monitor and Test NetworksRequirement 10: Track and monitor all access to network resources and cardholder data.

Requirement 11: Regularly test security systems and processes.

Maintain an Information Security PolicyRequirement 12: Maintain a policy that addresses information security for all personnel.

Note: This material is drawn from PCI Compliance & Data Protection for DummiesThales Limited Edition, by Ian Hermon and Peter Spier.

Related Articles